Skip to main content
Home  ›  Disclaimer

Disclaimer

What the material on this website is, what it is not, and the limits of what an advisory firm can promise.

Last updated: 18 August 2026

This disclaimer applies to everything published on credmen.in. It sits alongside our Terms & Conditions and Privacy Policy.

1. General information only

The material on this website describes the advisory services CredMen Advisors & Consultants Pvt. Ltd. offers. It is general in nature, does not take account of any particular company's circumstances, and should not be relied on as advice. Always seek advice specific to your situation before acting.

2. We are not a credit rating agency

CredMen is an advisory firm. We do not assign, issue, endorse or influence credit ratings, and we are not registered with the Securities and Exchange Board of India as a Credit Rating Agency. A credit rating is assigned solely by the rating agency concerned, applying its own methodology and exercising its own independent judgement.

3. No guarantee of outcome

Nothing on this website should be read as a promise or assurance that engaging CredMen will result in a particular rating, a rating upgrade, a successful appeal, a completed public issue, sanctioned facilities, or any other specific outcome. Rating and financing decisions rest with the agencies, lenders, investors and regulators involved.

4. Not investment, legal or tax advice

Nothing here constitutes investment, legal, accounting or tax advice, nor an offer, solicitation or recommendation to buy, sell or hold any security or to enter into any transaction.

5. Figures, examples and case references

Statistics on this site — years of experience, clients served, advisory assignments, industries covered — are indicative summaries of our activity, rounded for presentation. Descriptions of past assignments and any client comments reflect particular circumstances at a particular time. Past assignments are not a reliable indicator of future results.

6. Third-party names and marks

This website refers to credit rating agencies, banks, financial institutions and companies by name in order to describe the environment in which we work. All such names, trademarks and logos remain the property of their respective owners.

Reference to any organisation on this site does not imply endorsement by, affiliation with, partnership with or sponsorship by that organisation, and does not suggest that the organisation has approved or reviewed anything published here.

7. External links

Where we link to another website, we do so for convenience. We do not control those sites, we do not endorse their content, and we accept no responsibility for their accuracy, availability or privacy practices.

8. Accuracy and currency

We take care to keep this website accurate and current, but we make no warranty that it is complete, correct or up to date, and we may change any part of it without notice. Regulatory frameworks, rating methodologies and market practice change; material here may not reflect the latest position.

9. Liability

To the fullest extent permitted by law, CredMen accepts no liability for any loss arising from reliance on the material published on this website. Our liability in respect of a paid engagement is governed by the engagement letter for that work.

10. Contact

Questions about this disclaimer can be sent to chidananda.r@credmen.in or raised on +91 90191 67662.

Note for CredMen: clauses 2, 3 and 6 are the ones that matter most for a credit rating advisory firm — they separate you clearly from the rating agencies you work with and from any suggestion of a guaranteed outcome. Please have your legal adviser confirm the wording, particularly if you ever publish named client testimonials.