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Our team typically responds to business enquiries within one working day.
Expert Consultation
Speak directly with experienced financial advisors for tailored business solutions.
Pan India Support
Serving businesses across India with trusted advisory, consulting, and financial expertise.
Meet Our Directors
Chidananda Ramaswamy
Director – Marketing and Operations
Chidananda holds an MBA from Bangalore University with a dual specialization in Finance and Marketing. He brings 19 years of extensive experience in the financial industry and Credit Rating Advisory. Specializing in Debt Syndication, Credit risk evaluation and assessment, Deep understanding of client needs, sharp analytical skills, and vast network within the financial industry have been instrumental in executing client assignments diligently.
Prior to joining CredMen, Chidananda served as Associate Vice President at FinMen Advisors and Consultants Pvt Ltd. His distinguished career also includes key roles at premier financial institutions such as Axis Bank and HDFC Bank, where he built deep, core expertise in Debt, client relationship management, and team leadership. Throughout his career, he has demonstrated a consistent track record of driving sustainable business growth and expanding market reach.
At CredMen, Chidananda leads Operations and Marketing. He leverages his strong business development acumen alongside specialized domain knowledge in credit ratings to drive client acquisition, strengthen market positioning, and streamline operational efficiency.
Sree Harsha
Director – Ratings Execution
Sree Harsha is an MBA (Finance) graduate with over 15 years of extensive experience in the Banking & Financial Services Industry (BFSI). His expertise spans credit analysis, counterparty risk assessment, and credit appraisal.
He has managed and rated a diverse portfolio exceeding ₹50,000 crore, covering large corporates, banks, and NBFCs. Throughout his career, he has played a key role in developing financial models for securitisation and direct assignment transactions, demonstrating strong analytical and structuring capabilities.
Sree Harsha has been associated with leading organizations such as ANZ Bank, Moody's, Brickwork Ratings, and Infomerics Ratings, contributing significantly to credit evaluation and risk management functions.
Registered Office
CredMen Advisors & Consultants Pvt. Ltd.
No. 72, 1st Floor,
2nd Main, Kathriguppe,
Banashankari 3rd Stage,
Bengaluru - 560085,
Karnataka
Call Us
+91 9019167662
Mon – Sat : 9:30 AM – 6:30 PM
Email Us
Business Hours
- Monday - Friday 09:30 - 18:30
- Saturday 09:30 - 14:00
- Sunday Closed
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Frequently Asked Questions
Find answers to some of the most common questions about our advisory and consulting services.
CredMen helps businesses prepare for the credit rating process by reviewing financial and business information, identifying potential gaps, organizing documentation and helping management communicate business strengths clearly.
No. CredMen provides advisory services and does not issue credit ratings. Final ratings are independently assigned by registered credit rating agencies based on their own methodologies and assessment processes.
The Initial Assessment includes a review of the client's financial position, business risk profile and key credit metrics. The objective is to identify strengths to showcase and potential gaps to address before formal engagement with a rating agency.
Yes. CredMen assists clients in preparing clear and data-supported appeal notes to contest or request reconsideration of a rating outcome. The client's case is organized with relevant supporting information and evidence.
Debt Syndication involves helping businesses identify suitable credit requirements, structure appropriate facilities, identify lenders and coordinate the financing process from proposal submission through approval and disbursement.
Facility structuring may include fund-based and non-fund-based facilities, including term loans, working capital limits and bank guarantees, depending on the client's operational and project requirements.
Yes. CredMen provides negotiation support to assist clients in discussions around terms, pricing and conditions with lenders with the objective of securing favourable financing terms.
Visit Our Office
Find our registered office in Banashankari, Bengaluru.
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